12 Oct

Halloween Colouring Contest 2022

Contests

Posted by: Jennifer Price

Calling all kids! Do you love to colour? Would you like to win a $25 Gift Card for Brighten Up Toy Store in Fergus? Here’s how you could win one of 4 prizes! HOW TO ENTER: Choose the design you’d like to colour and have a parent print it out Take a photo of your […]

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1 Jun

June 1, 2022 – Bank of Canada Announcement – Key Takeaways

General

Posted by: Jennifer Price

As you’ve likely heard, as widely predicted the Bank of Canada (BoC) has increased the overnight rate by another larger than usual 0.50%, bringing it from 1% to 1.5%. As such, most lender’s Prime Rates will increase from 3.2% to 3.7% within the next month. Remember, in March 2020 just before the pandemic began, Prime […]

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1 Jun

April 13, 2022 – Bank of Canada Announcement – Key Takeaways

General

Posted by: Jennifer Price

As you’ve most likely heard by now, the Bank of Canada announced an increase to the overnight rate of 0.50%, marking the first time it has increased the rate by more than 0.25% since 2000. At this time, the BoC is primarily interested in combating inflation, which continues to be at record highs – a […]

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2 Mar

March 2, 2022 Bank of Canada Announcement

General

Posted by: Jennifer Price

As we continue to navigate these unprecedented times, I wanted to be sure to provide some information on the heels of today’s Bank of Canada announcement, confirming that the benchmark rate was increased by 0.25% to 0.50%, and look at what that means for you. This is the first increase since 2018 and with Inflation at […]

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31 Jan

Don’t Fear the Rate Hike Hype

General

Posted by: Jennifer Price

We have recently been bombarded with headlines such as “Bank Of Canada Will Raise Rates 500% This Year, To Start Within Weeks.” This is designed to ignite fear and scare people into locking in to higher Fixed rate mortgages. Such headlines claim that there will be a minimum of 5 rate hikes of 0.25% in […]

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24 Jan

Variable vs Fixed – Insights for a Rising Rate Environment

General

Posted by: Jennifer Price

How to Save with a Variable Mortgage When it comes to mortgages, the age-old question remains: “Should I go with a variable or fixed-rate?”. To make an informed decision, it is important to look at the type of buyer and the historical trends. When it comes to variable versus fixed-rate, it is important to understand […]

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7 Jan

Support Local Restaurants

General

Posted by: Jennifer Price

GIVEAWAY WIN WIN! WIN A $100 Gift Card!! Let’s be sure to support our local businesses during these trying times. Here is a list of restaurants in Fergus-Elora currently offering take-out during the COVID-19 restrictions. I created this list for the community of Centre Wellington as an easily accessible resource. Be well, eat well and […]

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